Appoint the Best Web Designer for Your Website | Oct 30, 2012

New York, NY -- (SBWIRE) -- 10/30/2012 -- In recent years, internet has grabbed attention of a tremendous number of people residing in six out of seven continents. Internet clientele has become the basis of income for millions of individuals and firms. Numerous commercial websites are coming into light day by day with the motive of earning profits, increasing revenue or serving its customers.

But designing websites and managing them is not everyone?s cup of tea. It requires professional skills and qualities to manage a website and take it to the top of search engine rankings. Seeing the demand of web designing, many web designers have started providing this service. But, not every web designer provides genuine service. Many webmasters just work with the motive of earning money and hence show poor professionalism. Therefore, one should not appoint a webmaster without knowing about his or her service.

There are many web designers who adopt black Hat Search Engine Optimization (SEO) techniques to promote their client?s website. People who don?t have knowledge about black hat seo must know that seo techniques are divided into two categories, namely, white hat seo and black hat seo. White hat seo consists of the acceptable techniques for the promotion of a website whereas black hat seo techniques involve techniques that often violate the terms of service for the major search engines. Hence, a website which is promoted by black hat seo may be flagged by search engines and may be penalized and even deindexed. Owners and managers of genuine websites (especially commercial websites) should see to it that they are appointing the best web designer who has a genuine reputation.

Now, how to know whether a web developer is genuine or a fraud? Although it is not an easy task, one can decide by considering several points while choosing. First of all, genuine web developer firms always remain busy on their work and do not spend time on personal advertising through mails or phone calls. Therefore, never choose a firm who e-mails you personally. Second, best web designers disclose the fact that they cannot take their client?s website to the top of the results in a day or week because it is impossible to do so. Therefore, don?t hire a web designer whom promises to take your website to the top of the search engine results in a week. Third, genuine firms charge a bit higher price than these fly by night companies for their long term quality service. Therefore, don?t hire the cheapest guy.

About My Web Designer
This firm has been providing genuine service for over 11 years and has created great reputation in web design. This firm has lots of talented and skilled web designers who adopt the best techniques to promote their client?s website by increasing traffic after different types of promotion. They also specialize in ranking commercial websites and have proven it by bringing their largest client?s website to number one in the search engine results pages. These websites have provided positive return to its owners because many customers are attracted to its web design daily. For more details, feel free to visit the official website, i.e. mywebdesigner.org.

Website: http://mywebdesigner.org/

Customer care for best web designer:

Professionals of this firm are always available to serve its clients so you can contact them through any of the following mediums.
Phone: (888) 753-2744

Source: http://www.sbwire.com/press-releases/appoint-the-best-web-designer-for-your-website-175861.htm

gina carano at last al green burger king delivery etta james at last john king obama sings al green

Mastering The Industry Of Professional Real-estate | Travel

pursuing lines for several ideas that can be used to do much better.

Go large or go home! In case you are considering purchasing a five-unit building, understand that managing 50 models is as simple as managing five. Smaller sized properties need to still need industrial credit, and you will often get a much better package on a larger building.

homes for sale on doheny Realize that the dimensions of a home is essential when you?re searching for a location for a business that?s permanent. Should you not want to be looking at qualities once more shortly, it is very important locate a professional area with sufficient area for long term enlargement.

There are actually dissimilarities in between broker agents inside the industrial real-estate discipline. A full assistance broker works together with both the renters as well as the landlord. Some agencies represent merely the tenants. In the event you work with a brokerage that only relates to renters you may be happier, these are more experienced.

When hiring a real estate agent, read the disclosures fully prior to signing an agreement by using a real estate agent. Look for probable two organization. In the two agency the Agent symbolizes both parties in the financial transaction. In the case of a leasing situation, the agency shows the property owner and the tenant. A realtor should reveal twin company, and it needs to be satisfactory to the two of you.

See how the business you might be working together with actions their development. There are a number of particulars that can impact you critically, like types of negotiation, residence choice criteria and the quantity of space you require. Find out precisely how these sorts of considerations is going to be determined. Through an understanding before joining with them is most important to you.

Specialists advocate purchasing a big flat intricate, a single with over ten condominiums. People say the tiny ones not only create less earnings, but can also be much more troublesome. Each situation is distinct, and studying your house can deal with your selection.

Talk with your tax counselor before you make an investment. The taxation legal representative can help you find out how much it can cost you and how much you may be taxed. Work together with your adviser to get a region where by income taxes is definitely not as substantial.

Any new room you get might need some enhancements ahead of you occupying it. It could be something easy, like paining wall space, rearranging devices or furnishings or hanging issues. Usually, however, it might be one thing a bit more engaged like walls being transferred. Receive an deal beforehand about who will be monetarily accountable for these enhancements, or at least consider to achieve the property owner liable for portion of the expense.

Prior to making any acquire, be certain that you?re getting through a corporation or firm that really handles their clientele. When you don?t do your research and wind up in mattress with wolves, you will certainly be normally the one to suffer.

Ensure you have plenty of income available to you from family, friends as well as any professional loan companies open to you. Have composed deals drafted from a legal representative so that you?re shielded in every circumstance. There are two settlement options: having to pay them back with a certain interest, or spending as a result of earnings.

When contemplating a commercial lease contract, you need to think about pest control. If you are leasing a place containing acknowledged vermin problems, be sure to figure out exactly who is mainly responsible for pest control.

As outlined above, commercial real estate provides a lot of odds for you to boost your cash flow. Here are some ideas to succeed, and prevent traps together with your commercial actual

Source: http://nicoleevaemery.com/real-estate/mastering-the-industry-of-professional-real-estate/

friends with kids pacific standard time northern mariana islands summer time coolio ricky rubio day light savings time

Cupid's Pulse: Celebrity Gossip News with Dating, Love ...

October 23rd, 2012 by Cupid's Pulse

By?Jennifer Ross

It looks like there won?t be the sound of wedding bells in the near future for Emily Maynard and Jef Holm. The Bachelorette couple confirmed last week?s rumors that they are splitting up in exclusive statements given to People. ?I have nothing but respect and love for Jef and his family, but ultimately we are just at different points in our lives, Maynard, 26, said about Holm. Neither one of them regrets any part of their journey together. In Holm?s, 28, statement, he hopes that they will remain life-long friends. ?Emily and I are great friends and I hope we can continue to be friends forever?. I will always love her.?

How do you know if you?re in the same place in your life as a potential partner?

Cupid?s Advice:

There are many bad reasons why a relationship?doesn?t?work. However, ending a relationship because the two of you are not in the same place in life can be one of the most difficult to handle. Your friends may not understand the decision; yet, you know it is the right one. To help you in the next relationship, here are a few things to consider when looking for someone on your same path:

1. Old relationships are closed: In order to be ready for the next relationship, both of you must have closure in your hearts with previous relationships. Holding on to any negative thoughts or unfinished business with an ex will only become an obstacle in the future. Clearing the air from the past will allow each of you to be independently available to each other.

2. Know thyself: To know thyself and what each of you want and need in life is the only way to reduce any future confusion or unexpected arguments. Each person is able to come to the table with an honest plan for the future as a couple. If you don?t know yourself, then you cannot expect your potential partner to know you.

3.?You?ve?had the discussion: To be on the same path means you and your future partner have had the discussion, or several discussions, about what each other want and expects in this relationship. It is not about your list of demands. Rather, it is about the joining of two people to live together in harmony and in love.

Are you and your new partner in the same place in life? Tell us your story below.

Posted in Tattered Hearts, The Bachelorette | No comments

Previous post: Recently Reunited Rob Pattinson and Kristen Stewart Are Caught Being Cozy on Camera
Next post: Do Not Marry Yourself

Source: http://www.cupidspulse.com/bachelorette-couple-emily-maynard-jef-holm-break-up/

did groundhog see his shadow soul train don cornelius rod parsley barry sanders jr nick carter sister recruiting rankings san onofre

Chrysler hopefuls connect via revamped career site ? Business ...

Chrysler is inviting prospective employees to test drive the company, its products and its culture through a revamped career website that puts would-be staff in touch with those already on board.

At www.ChryslerCareers.com, job-seekers can find job listings and chat online with current Chrysler employees. The redesigned website focuses on the company?s employment brand?dubbed ?Get In and Drive??and allows visitors to learn about the organization?s corporate culture and its cars.

It features interactive videos that tell the stories of Chrysler Group employees inviting potential candidates to contact them.

They also can register to meet with company recruiters at local hiring events.

Nancy A. Rae, senior VP of HR, says the site allows the company to tell its corporate story in a way that reaches beyond the core automotive sector in its search for talent.

Next steps: The company plans to expand its online recruiting effort to Facebook, LinkedIn and Twitter.

Contact: Nancy A. Rae, (248) 512-2682.

Like what you've read? ...Republish it and share great business tips!

Attention: Readers, Publishers, Editors, Bloggers, Media, Webmasters and more...

We believe great content should be read and passed around. After all, knowledge IS power. And good business can become great with the right information at their fingertips. If you'd like to share any of the insightful articles on BusinessManagementDaily.com, you may republish or syndicate it without charge.

The only thing we ask is that you keep the article exactly as it was written and formatted. You also need to include an attribution statement and link to the article.

" This information is proudly provided by Business Management Daily.com: http://www.businessmanagementdaily.com/32584/chrysler-hopefuls-connect-via-revamped-career-site "

Source: http://www.businessmanagementdaily.com/32584/chrysler-hopefuls-connect-via-revamped-career-site

f 18 crash virginia tenebrae the lake house petrino arkansas roy williams matt lauer divine mercy chaplet

consonance curd: compatible derogation: Sports ? Cheerleading ...

Sports ? Cheerleading

tags: sport, sports, recreation, recreational, team, teams, teammate, teammates, cheerleading, cheer, cheers, cheerleader, cheerleaders, cheer captain, cheer captains, captain, captains, pompom, pompoms, pom, poms, uniform, uniforms, cheer uniform, cheer uniforms, cheerleader uniform, cheerleader uniforms, high school, student, students, marching band, marching bands, game, games, school spirit, drill team, drill teams, Krista Palmer, Michelle LaHerran, Kalen Mace, megaphone, megaphones, pyramid, pyramids, stunt, stunts, tumble, tumbler, tumblers, tumbling

Like this:

Be the first to like this.

Source: http://svapc.wordpress.com/2012/10/11/sports-cheerleading/

evo 4g lte marlins new stadium arnold palmer augusta national blake griffin pau gasol marlins park

Source: http://thorntonkirkk.posterous.com/sports-cheerleading-visual-arts-library-pictu

jerel worthy alshon jeffery miami heat bulls red dawn california earthquake california earthquake

Source: http://compatible-derogation.blogspot.com/2012/10/sports-cheerleading-visual-arts-library.html

media matters hana taylor momsen xbox live update joan rivers gary carter dies oolong tea

Source: http://aguiro.typepad.com/blog/2012/10/compatible-derogation-sports-cheerleading-visual-arts-library.html

drew peterson untouchable herman cain south carolina palmetto rob lowe sanctum the notebook duke basketball

Source: http://consonance-curd.blogspot.com/2012/10/compatible-derogation-sports.html

armenian genocide asteroid mining memorial day ivan rodriguez planetary resources mothers day gift ideas natalee holloway

Video: Romney Soars in Swing States

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/49424380/

revenge once upon a time once upon a time adam shulman adam shulman dexter dexter

Citigroup picks veteran to replace Pandit as CEO

This photo provided by Citigroup shows Michael Corbat, the new Chief Executive Officer of Citigroup. After Vikram Pandit abruptly stepped down as CEO of Citigroup on Tuesday, Oct. 16. 2012, Corbat became Pandit's replacement. Corbat has held a wide variety of roles in his nearly 30 years at Citi and its businesses, including commercial banking and wealth management. (AP Photo/Citigroup

This photo provided by Citigroup shows Michael Corbat, the new Chief Executive Officer of Citigroup. After Vikram Pandit abruptly stepped down as CEO of Citigroup on Tuesday, Oct. 16. 2012, Corbat became Pandit's replacement. Corbat has held a wide variety of roles in his nearly 30 years at Citi and its businesses, including commercial banking and wealth management. (AP Photo/Citigroup

This photo provided by Citigroup shows Michael Corbat, the new Chief Executive Officer of Citigroup. After Vikram Pandit abruptly stepped down as CEO of Citigroup on Tuesday, Oct. 16. 2012, Corbat became Pandit's replacement. Corbat has held a wide variety of roles in his nearly 30 years at Citi and its businesses, including commercial banking and wealth management. (AP Photo/Citigroup

NEW YORK (AP) ? In picking Michael Corbat to take over as CEO of Citigroup, the board of directors chose a low-profile veteran of the bank ? a sharp contrast to Vikram Pandit, his suddenly departed predecessor.

Corbat, 52, has spent his entire career at Citigroup and its affiliated businesses. A former All-American offensive lineman on Harvard's football team, Corbat worked his way up the ranks at Salomon Brothers, helped Citi navigate the 2008 financial crisis, rebuilt its credit-card business and, most recently, ran the bank's operations in Europe, the Middle East and Africa.

Perhaps partly because he has spent so much time at one bank and partly because of the sudden nature of his elevation, few on Wall Street had a quick opinion about him on Tuesday.

"Michael Corbat isn't well known to the Street, and his future strategic direction for the company is uncertain," Jason Goldberg, a banking analyst at Barclays, wrote in a note to clients.

But it seemed nearly every analyst had an opinion about Pandit, who has led the bank for five years. Pandit spent most of his career at Morgan Stanley, then left to start a hedge fund, Old Lane Partners. When Citi bought Old Lane for $800 million in April 2007, Pandit came with it, and wound up as CEO before the year was out.

Sheila Bair, the former chairwoman of the Federal Deposit Insurance Corp., criticized Pandit and offered tentative praise for Corbat in an interview with CNBC.

She said Citigroup needed a CEO with international experience and a traditional banking background, both of which Corbat has.

"The board is doing the right thing here," Bair said.

Corbat called himself a "true believer in this Company" in a memo sent to Citigroup employees. The bank is on the right path, he wrote. But Corbat still plans on taking several weeks to examine the business and review chains of command.

"These assessments will result in some changes," he wrote.

Citigroup pointed to Corbat's work during the 2008 financial crisis, when he ran Citi Holdings, a "bad bank" created to help manage the conglomerate's many assets. He oversaw the sale of more than $500 billion in assets and more than 40 businesses, including the bank's stake in Primerica, another financial services company. All of these moves freed up capital for the bank's core businesses, Citigroup said.

When Sallie Krawcheck, the bank's former head of global wealth management, was pushed out in the thick of the crisis, Corbat took charge of the unit.

On Wall Street, Corbat isn't exactly a celebrity. But a common theme among those who follow Citigroup was that a leadership shakeup could be good, even if it raises questions about the bank's direction.

Mike Mayo, a banking analyst for the financial firm CLSA, said he is keeping an "open mind," though he thinks an insider like Corbat could have a tough time overhauling Citigroup.

"But having said that, the new CEO will likely want to put his own imprint on the organization," Mayo said, "and so we'll have to wait and see how he can improve what has been one of the worst cultures in banking for the last few years, and the last decade."

After leaving Harvard with an economics degree in 1983, Corbat took a job at Salomon Brothers, working as a bond salesman in Atlanta. He later moved to managing director of emerging markets and derivatives.

In 1998, Citigroup bought Salomon, the bond trading house at the center of Michael Lewis's book "Liar's Poker."

Corbat has been involved in a variety of activities outside of finance. He's a board member for the Swedish American Chamber of Commerce in New York, which gave Corbat its Mentor Award for 2012. He's also on the board of EMI Music and the U.S. Ski and Snowboard Team Foundation.

Corbat, a native of Bristol, Conn., is a trustee of the Salisbury School, an all-boys boarding school in Salisbury, Ct.

___

AP Business Writer Christina Rexrode contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-10-16-Citigroup-Corbat%20Profile/id-e4b62ca2d1244b6c81a7e898d6fb345a

nfl playoff picture nfl playoff picture rose bowl 2012 sat cheating scandal hangover cure lebron james engaged auld lang syne

Faster-Than-Light Travel May Be Possible [Science Fact]

According to Einstein's special theory of relativity, light traveling in a vacuum is the universal speed limit. But scientists love to try and break rules—and now a tweaked version of Einstein's equations suggests that faster-than-light travel might just be possible. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/yaQK_-nsTZY/faster+than+light-travel-may-be-possible

brian van gorder blazing saddles lsu alabama lsu game lsu game beezow doo doo zopittybop bop bop cordova

Free product returns have major impact on future sales, study finds

ScienceDaily (Oct. 9, 2012) ? Contrary to economic research that suggested tougher return policies, a new study published in the September issue of the Journal of Marketing strongly recommends a policy of universal free product returns for online and distant retailers.

The study, "Return Shipping Policies of Online Retailers: Normative Assumptions and the Long-Term Consequences of Fee and Free Returns," was conducted by Amanda Bower, professor of business administration/marketing at Washington and Lee University's Williams School of Commerce, Economics, and Politics. She was the lead author with James G. Maxham III, the Chesapeake and Potomac Telephone Company Professor of Commerce at the University of Virginia.

The research was conducted in field studies with two leading online retailers over 49 months using two surveys and customer spending data. It demonstrated that when consumers received free shipping on returned items, their purchases over the next two years increased by between 58 percent and 357 percent.

In contrast, when consumers had to pay for return shipping, their subsequent purchases decreased by between 74 percent and 100 percent.

Product returns are a widespread and expensive problem for retailers. For example, product returns of consumer electronics cost retailers and manufacturers almost $17 billion in 2011, representing a 21 percent increase in returns since 2007. Consequently, online and distant retailers are motivated to limit or avoid paying return shipping costs.

According to Bower, many retailers have adopted an "equity-based" return shipping policy, where the retailer determines who is to blame for the product return -- the customer or the retailer -- and assigns responsibility for the return shipping costs accordingly.

"Obviously, their philosophy is that if it's your fault, you'll be fine paying for it, and it won't affect your future spending at all," said Bower. "So we wanted to look at that assumption and determine how consumers actually act. What we found was that, on almost every count, retailers who have these equity-based shipping policies are completely wrong."

The study found that the number one response that determined whether consumers would buy from a retailer again, based on whether they did or didn't pay have to pay return shipping, was regret or the anticipation of regret.

"For example, I've already paid $7 shipping and the piece of clothing arrives at my home. I try it on and it doesn't fit," explained Bower. "Now I've got to pay $7 return shipping, so I'm out $14 and I don't have anything. I've paid that money for the privilege of trying on clothing. So the really dominant driving characteristic is how much do I regret having spent $7 on return shipping in the past, and is it really worth it to risk paying that money again in the future?

"In contrast, free returns are similar to the saying 'What would you do if you knew you couldn't fail?'"

The study also discovered other reasons customers base future purchases on shipping charges. For example, customers believe that retailers have a greater responsibility to absorb return shipping costs as part of the cost of doing business. Equity-based shipping return policies also assume that less blame to the retailer necessarily means more responsibility to the customer, whereas customers assess blame independently -- it could be nobody's fault. In addition, retailers' attempts at assigning blame in a manner consistent with the perceptions of customers are largely inaccurate, getting it right approximately as often as they get it wrong.

Bower noted that retailers do not have to rely on the study to judge consumer sentiment on the issue. "Marketers can look at their own data and see if this is something that would work for them," she said. "It's the proverbial 'don't take our word for it.' The only caveat I would put on that is that if they look at their own data set they should make sure they aren't only seeing what they want to see."

Bower acknowledged that one of retailers' concerns is that people could abuse a free return policy. "It's interesting that for the two years after they returned a product, not one of the customers in our study returned another product. It's fairly easy to quickly find people who are abusing the system. But punishing everybody because of a couple of people is not good for the retailer in the long run.

According to Bower, retailers need to look more at establishing a positive and trustworthy relationship with customers by not trying to make each discrete exchange a plus for the retailer.

"I'm fascinated by questioning and researching fundamental assumptions people make about how consumers behave, and the counterproductive things that marketers do," said Bower. "Retailers need to have a firm grip on reality, on how consumers are actually going to act, not on what retailers think consumers should do or what they consider fair."

The study appears in the Journal of Marketing, Volume 76, Number 5, September 2012, published by the American Marketing Association,

Share this story on Facebook, Twitter, and Google:

Other social bookmarking and sharing tools:

---

Story Source:

The above story is reprinted from materials provided by Washington and Lee University, via Newswise.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Amanda B Bower, James G Maxham. Return Shipping Policies of Online Retailers: Normative Assumptions and the Long-Term Consequences of Fee and Free Returns. Journal of Marketing, 2012; 76 (5): 110 DOI: 10.1509/jm.10.0419

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/mind_brain/consumer_behavior/~3/CbfXpAC_FCQ/121009101344.htm

2012 oscar nominations kyle williams florida debate rand paul mark kirk florida gop debate freddie mac

Shedding Light On The Steps For Bankruptcy | Siben & Siben Long ...

TIP! Find a bankruptcy attorney that has a great reputation in your area. Once you have nailed one down, inquire as to whether they provide a free consultation.

Nobody is enthusiastic about filing for bankruptcy, but sometimes it is simply the right financial choice. It?s best to make the decision of filing for personal bankruptcy after doing a little research and gaining a clear understanding of the topic. Keep reading to learn some solid advice for navigating the treacherous world of bankruptcy.

TIP! You need to tell your bankruptcy attorney about all of your financial obligations, even small ones. No matter where the source of the debt comes from, you need to include it in your bankruptcy, or else it is still a debt you hold, even if it was a debt to another individual.

Do not delay when it comes to filing your petition. Delaying the process will not make things better if you have no other choice. Your financial position may deteriorate even further and make an already stressful situation even less tolerable. The adverse consequences can spread and cause problems in other areas. The quicker you file the better.

TIP! Some people think that after bankruptcy, they will no longer be able to seek financing. This may be somewhat true, but it could be better than what your credit score was previous to filing.

If possible obtain a personal recommendation for a bankruptcy lawyer instead of randomly choosing one. There are lawyers out there who will take advantage of your financial state and not deal honestly with you. Make sure your filing process goes as well as possible by finding a trustworthy lawyer.

TIP! Do your research before hiring a bankruptcy attorney. Many novice lawyers get their feet wet with personal bankruptcy cases.

Be sure that you include all debts you want discharged in your bankruptcy filing. Any debts not included will not be discharged at your bankruptcy. It is up to you to ensure that all important information is there, so all debts are discharged.

TIP! Meet with a few attorneys who offer free consultations before hiring one. By law, paralegals and assistants can not give legal advice, so be sure that you are meeting with an actual attorney.

List each of your debts clearly and efficiently. The list will be a fundamental element of your bankruptcy petition, and therefore it is important not to omit anything. Review your records to determine the precise amounts that you owe. Don?t be careless about this step, as discharge depends on submitting the correct numbers to the court.

TIP! It?s likely that you will come in contact with your creditors while filing for bankruptcy. Make a point of getting any agreements you make with creditors in writing.

Do not feel free to start running up credit card bills immediately before you file. While you may think that you will soon be able to write off that debt, it will quickly come back to bite you when the court looks at how financially irresponsible you have been. Be financially responsible during this time. It?s best to start handling your debts responsibly now rather than later.

TIP! Keep the concept of shame out of your head if you are contemplating bankruptcy. Many people get feeling of guilt when going through bankruptcy.

Do a check of your credit report from all the top companies who report on consumer credit after two or three months have passed following your bankruptcy. Remember that this report would be representing your closed credit accounts and your discharged debts. Ask about any discrepancies once you see any, so that you could start repairing your credit.

TIP! When you hire a lawyer, find one who is experienced with bankruptcy cases. Lots of lawyers are interested in getting your business.

When you file for bankruptcy, you don?t necessarily get all of your debts discharged. Filing a chapter 13 bankruptcy will allow you to keep some of your property and continue to pay off some debts. For many people filing for bankruptcy makes them feel like they are irresponsible and untrustworthy. When you file Chapter 13, you can still work with creditors to pay a portion of your debt without crushing under an overwhelming amount of debt.

TIP! Reconsider going through a divorce as it could put you into a rough financial situation. It is not uncommon for individuals to seek a divorce only to immediately file for bankruptcy due to unforeseen financial difficulty.

File when the time is right. When you time things right, it does you good, especially when you?re filing for personal bankruptcy. Sometimes you should file immediately; however, there are times when it is better to delay until the worst has passed. Talk with a bankruptcy attorney to find out the ideal timing for filing based on your particular situation.

TIP! Be aware that getting unsecured credit is going to be tough once you?ve gone through bankruptcy. If that is the case, you should try applying for one, or two secured cards.

Although people don?t want to file bankruptcy, it?s sometimes necessary. After reading these tips, you can go through the process with some helpful tips. Gleaning insight from others who already walked the same path can minimize complications and help to reduce your own stress at a difficult time

Source: http://www.sibensiben.com/long-island-injury-lawyer-blog/uncategorized/shedding-light-on-the-steps-for-bankruptcy-4-2

cesar chavez day raspberry ketone ron burgundy millennial media nit championship transcendentalism bells palsy

Art Institute Online Blog! ? Blog Archive ? Goldsmiths campus tour

Goldsmiths, College of London, is a single of the world?s best one hundred, and UK?s top rated twenty, universities for the arts and humanities. We?re rated 9th in the British isles for world-top analysis, and we?re portion of the internationally-recognised College of London. We offer undergraduate and postgraduate levels in topics covering the arts, humanities, cultural sciences and computing. www.gold.air conditioning.united kingdom
Movie Rating: / five

Muqeem Khan ? Early morning Demonstrate with Savera Nadeem at Aaj Television set +++++++++++++++++++++++++++++++++++++++++++ Muqeem?s motion photograph credits, as a visual effect artist with Walt Disney and Square Usa, are Deep Climbing, George of the Jungle, Flubber, Armageddon and Final Fantasy. He is a repeated presenter and speaker on VFX in movement photos, animation and surfacing technologies. He been given his Grasp of Arts in Industrial Layout in 1996 with specialization in computer graphics and animation from Advanced Computing Centre for Arts and Design (ACCAD) and Section of Industrial, Inside, and Visible Communication at Ohio State College, Columbus Ohio. He also obtained his Bachelor of Science diploma in Industrial Layout from the identical college in 1994. His analysis pursuits include training methodologies, collaborative action across multiple disciplines and computer graphic resources for artists and designers. He has been exploring and investigating intangible cultural heritage, animation and interaction layout via his PhD scientific studies. He has presented his investigation in conferences this sort of as ?Hawaii Int. Convention on Arts and Humanities? in Honolulu, ?Summit on Digital Equipment for the Humanities? in Virginia, ?ACM Graphite? in Singapore, ?Information Visualization? in London, Int. Conference on Training in Honolulu, Virtuality and View Conferences in Turin and ?Computers in Education? in Auckland. Muqeem also served as a member of specialized committee, IASTED, The Worldwide ?

?????????-
?????????-
Ashman to Receive Award of Excellence for Gaithersburg Ebook Pageant
City of Gaithersburg Council member Jud Ashman has been named recipient of the County Executive's Local community Award for Excellence in the Arts and Humanities. The award recognizes Ashman for his purpose in founding and promoting the Gaithersburg Ebook ?
Read a lot more on Towncourier

Source: http://gei2za.com/arts-and-humanities/goldsmiths-campus-tour/

amy schumer amy schumer Prince Harry Vegas pictures Avril Lavigne Microsoft Tropical Storm Isaac amber portwood

Megalornithophobia: Fear of big birds forced Romney to skip kids talk (Americablog)

Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/254042391?client_source=feed&format=rss

heart attack grill madden 13 cover dalai lama tamera mowry slow jam the news madden cover obama slow jams the news

Campus officer kills naked freshman at University of South Alabama

Gilbert Thomas Collar, 18, was fatally shot by police Saturday.

STORY HIGHLIGHTS

• The University of South Alabama says the student was acting erratically
• The school says the student charged the officer, who drew his gun
• 18-year-old Gilbert Thomas Collar was killed in the Saturday shooting
• His mother and friend says he was a varsity wrestler and a good-natured guy

(CNN) -- Authorities are investigating why a University of South Alabama officer fatally shot an 18-year-old freshman who they say was naked and acting erratically outside the campus police station early Saturday.

With few details of the shooting in the Gulf Coast city of Mobile, the student's mother and one of his friends said they could not understand how a six-year varsity wrestler and good-natured teenager could have died under such strange and sad circumstances.

According to a statement from the school, the campus police officer heard a loud banging noise on a window at the station at 1:23 a.m. CT (2:23 a.m. ET) Saturday. When he left the station to investigate, the school said, "he was confronted by a muscular, nude man who was acting erratically."

Minnesota: police officer facing charges for hitting man in detox

The man, later identified as Gilbert Thomas Collar, of Wetumpka, Alabama, repeatedly rushed and verbally challenged the officer in a fighting stance, the school said.

The officer, whose name hasn't been released, drew his weapon and ordered Collar to stop, the school said. The officer retreated several times to try to calm the situation.

"When the individual continued to rush toward the officer in a threatening manner and ignored the officer's repeated commands to stop, the officer fired one shot with his police sidearm, which struck the chest of the assailant," the school statement said. "The individual fell to the ground, but he got up once more and continued to challenge the officer further before collapsing and expiring."

Collar's mother, Bonnie, said the two people who called her with the news of her son -- someone from the school and another involved in the investigation -- did not mention that her son was trying to attack anyone when he was shot.

"He was wearing no clothes and he was obviously not in his right mind," she told CNN. "No one said that he had attacked anybody, and obviously he was not armed. He was completely naked."

Bonnie Collar said she did not know why her son was acting that way when he was killed. She said he weighed 135 pounds and was 5-foot-7 with a wrestler's build.

"The first thing on my mind is, freshman kids do stupid things, and campus police should be equipped to handle activity like that without having to use lethal force," she said.

Campus police immediately contacted the district attorney's office to request an external investigation, and the Mobile County Sheriff's Department will assist, the school said.

The officer has been placed on paid administrative leave pending the outcome of internal and external investigations, according to the school, which enrolls about 15,000 students.

Philadelphia: Officer who struck parade-goer will be fired

Investigators are looking at security camera tape of the shooting, Collar's mother said. CNN's calls about the tape were referred to school spokesman Keith Ayers, who did not immediately return a message seeking comment.

Earlier Saturday, Ayers called it a "campus tragedy" for the university family but offered no other details, citing the active investigation.

One of Collar's oldest friends was Chris Estes, 18. He said the boys became friends at age 5 and grew up playing baseball together. Along with their friend Jared, they became three best friends with the slogan "JGC for life," Estes told CNN by e-mail.

"Gil was a very 'chill' guy, mellow and easy going," Estes wrote. "That's why I don't understand the story that he attacked the cop. He got along with anybody at school no matter who you were. He could always have a conversation with anyone. As many times as I've hung out with Gil, I've never seen aggression in him, especially not towards a cop."

As the boys grew up in Wetumpka, Estes said, Collar stopped playing baseball to focus more on his dominant sport, wrestling. Collar's mother said he was a two-time state qualifier in wrestling, and Estes said he could have wrestled at the collegiate level if he chose.

"Gil loved to hang out with friends, he loved having a good time and made the best out of every situation, always keeping his head up," said Estes, who stayed behind to attend nearby Auburn University at Montgomery.

Estes said it's unfortunate he didn't go off to college with his friend. "If I did, I think the whole situation would have been avoided," he said.

Collar's mother said their hometown of nearly 8,000 people is in disbelief about the shooting. On Twitter, some used the hashtag #WetuFam (Wetumpka Family) on Saturday in remembering Collar.

"Our entire community is in shock because this is so different than his demeanor and his personality that we've seen for the 18 years that he's been on this earth," she said.

Texas: Police kill amputee in wheelchair at group home for the mentally ill

CNN's Elwyn Lopez contributed to this report.

Source: http://www.cnn.com/2012/10/07/justice/alabama-student-killed/index.html?eref=rss_mostpopular

wiz khalifa Michael Clarke Duncan Nazanin Boniadi Deval Patrick Dedication 4 labor day college football scores

The Passionate Foodie: Rant: Wine vs Spirit Geeks, A Historical ...

Are wine geeks different from spirit/cocktail geeks??

I pondered this question as I attended the first annual?Boston Cocktail Summit, a three day event devoted to a diverse selection of spirits and cocktails issues and items. By geeks, I refer to intense and passionate devotees, those to whom these alcohols are central to their lives. There is a difference between wine and spirit/cocktail geeks which stood out to me, which was even initially noticeable from the cocktail summit program. It is a type of "historical divide."

As a generalization, and there are definitely exceptions, the average spirit/cocktail geek is much more interested in history than wine geeks. They seem to know and understand the history of their favorite spirits, the history of Prohibition, the history of cocktails and bars, and the alcoholic history of their region. They research old cocktail books, mining them for ideas and information. They throw parties which seek to emulate prior historical periods.

The program for the cocktail summit had 2 pages of historical spirit/cocktail trivia, much of it concerning the Boston area. There was a rum party one night that sought to emulate Cuba during the 1950s. At a number of the seminars, history played a role in the spirit/cocktail discussions. There were spirits in the tasting rooms that sought to replicate old recipes and cocktails at the bar events which sought to do the same. History played a vital role in the cocktail summit. ?

On the other hand, wine geeks are much less interested in historical events. They might understand some general basic facts but they usually never delve deeper. They seem much more interested in how wine is made than in its historical roots and origins. They are more concerned about grapes and barrels than what occurred in the past. They rarely throw wine parties that hearken to another era. It is much more about the now and the future, rather than the past.

I love history and have written numerous posts concerning the history of spirits and wines, from Rum to Sherry, from Champagne to Port. I find it all so fascinating, yet too many other wine lovers seem to be much less interested in such matters. Why is that so? Why are spirit/cocktail geeks so much more interested in history? These questions perk my interest but I currently don't have any answers as to the whys. Yet I believe that wine lovers need to acquire a greater appreciation and love for history.

To properly understand a subject, one should understand its origins. That history creates the present and by understanding it, we can better appreciate how it got to its present state. The winemaker Paolo di Marchi once said "If we understand the past, we get a healthy path to the future." He was referring to how one cannot understand the Chianti Classico region without understanding its history. That would be applicable to any and all wine regions. In this respect, spirit/cocktail geeks might better comprehend their subject matter by knowing more about its history.

If you are a wine geek and not interested much in history, why not? ?If you do love history, why does it excite you?? ?

Source: http://passionatefoodie.blogspot.com/2012/10/rant-wine-vs-spirit-geeks-historical.html

prince harry hunger games Ronda Rousey Joey Kovar Expendables 2 Pussy Riot National Hurricane Center